TERMS AND CONDITIONS

General

This website (the "Site") is owned and operated by CREO Acquisitions ("CREO Acquisitions," "we" or "us"). By using the Site, you agree to be bound by these Terms and Conditions and to use the Site in accordance with these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from CREO Acquisitions. Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms.

We reserve the right to change these Terms or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms on this website. By continuing to use the Site after we post any such changes, you accept the Terms as modified.

Intellectual Property Rights

Our licence to you

This Site and all materials available on the Site are the property of CREO Acquisitions and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorised by us. Unless explicitly authorised in these Terms or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site.

Your licence to us

By posting or submitting any material to us via the Site, social media, or to any of our staff via email or otherwise, you are representing that: (i) you are the owner of the material, or are making your posting or submission with the express consent of the owner; and (ii) you are eighteen years of age or older. When you submit, email, or post any material, you grant CREO Acquisitions a royalty-free, perpetual, irrevocable, non-exclusive, worldwide licence to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose.

CREO Acquisitions has the right but not the obligation to use and display any postings or contributions of any kind and may elect to cease the use and display of any such materials at any time for any reason.

Linking and Framing

You may establish a hypertext link to the Site provided the link does not state or imply any sponsorship of your site by us. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or service any of our material, content or intellectual property.

Disclaimers

Throughout the Site, we may provide links to third-party websites. Our linking to such sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered through them. Neither we nor our affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on websites linked to by us.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY CREO ACQUISITIONS AND ANY THIRD-PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

You agree at all times to defend, indemnify and hold harmless CREO Acquisitions, its affiliates, successors, assignees and licensees and their respective parent and subsidiary companies, agents, officers, directors, and employees from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

Products and Services

CREO Acquisitions offers courses, programmes, and lead generation services for business owners. When you purchase a product or service through the Site, your payment is processed securely via Stripe. By completing a purchase, you agree to Stripe's terms of service in addition to these Terms. We do not store your full payment card details, these are handled directly by Stripe.

Your purchase is for your personal or business use only. Sharing of purchased course materials is not permitted and will be considered an unauthorised and infringing use of our copyrighted material. If payment for a product is declined, our system may automatically suspend access to premium materials. We will make reasonable attempts to contact you to resolve any billing issues, after which access will be restored upon successful payment.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and purchase products or services for legitimate, lawful business purposes only.

Refund Policy

Each specific product, programme or service offered through creo-academy.com carries its own refund policy and guarantee terms, which will be clearly stated at the point of purchase. Please review the refund terms applicable to each specific product before completing your purchase. Where no specific refund policy is stated, all sales are final.

Community and Interactive Features

The Site may include community features, such as forums, group access, or messaging services, which allow interaction between users. Responsibility for what is posted in any community area lies with each user, you alone are responsible for the material you post or send. It is a condition of your use of the Site that you do not:

Restrict or inhibit any other user from using and enjoying the Site.

Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity.

Interfere with or disrupt any servers or networks used to provide the Site or its features.

Use the Site to encourage others to commit illegal activities or cause injury or property damage.

Gain unauthorised access to the Site, or any account, computer system, or network connected to this Site.

Post or transmit any unlawful, threatening, abusive, defamatory, obscene, or indecent information of any kind.

Post or transmit any information or material that violates or infringes upon the rights of others, including material protected by copyright or trademark.

Post or transmit any material that contains a virus or other harmful component.

Gather for marketing purposes any email addresses or other personal information posted by other users of the Site.

CREO Acquisitions reserves the right to remove any user from community features at any time and for any reason, including conduct we determine to be inconsistent with the spirit of the community or these Terms. We take the quality of our communities seriously and reserve the right to moderate all content within them.

Registration and Passwords

To access certain features of the Site, you may be required to register and provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information as prompted by the Site's registration process. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any current or future use of the Site.

You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify us immediately of any unauthorised use of your password or account. We cannot and will not be liable for any loss or damage arising from your failure to protect your account information.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL CREO ACQUISITIONS, ITS SUBSIDIARIES, AFFILIATES OR PARTNERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR CONTENT, PRODUCTS, OR SERVICES, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES.

CREO ACQUISITIONS IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALISED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISER. WE EXIST FOR EDUCATIONAL AND BUSINESS TRAINING PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US. NO REPRESENTATION HAS BEEN MADE BY CREO ACQUISITIONS OR ITS AFFILIATES AND RELIED UPON AS TO THE FUTURE INCOME, EXPENSES, SALES VOLUME OR POTENTIAL PROFITABILITY THAT MAY BE DERIVED FROM PARTICIPATION IN ANY PROGRAMME.

IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE'S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.

Termination

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorised to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms, shall survive termination.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

These Terms shall be binding upon and inure to the benefit of CREO Acquisitions and our respective assigns, successors, heirs, and legal representatives. Neither these Terms nor any rights hereunder may be assigned without the prior written consent of CREO Acquisitions.

Copyright Complaints

If you believe in good faith that materials hosted by CREO Acquisitions infringe your copyright, you or your agent may send CREO Acquisitions a notice requesting that the material be removed or access to it blocked. All copyright notices and complaints should be directed to: [email protected]

Changes to These Terms

This policy may be updated at any time at our discretion. If we update these Terms, we will post the changes to this page on our website. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

Contact

If you have any questions or concerns regarding these Terms and Conditions, please contact us at: [email protected]

Last updated: May 2026